NADDC Terms and Conditions

1. NADDC reserves the right to deny, suspend or terminate applications on this platform which presents an unacceptable level of risk as determined by regulatory and industry standards.

2. Users are fully responsible for the completeness, correctness and validity of data supplied on this platform. NADDC will not be held liable for any incorrect data that a user uploads on this platform. Furthermore, NADDC shall not process any application for which the payment made via Remita cannot be confirmed.

3. NADDC shall not be liable for any loss or damage arising as a result of unauthorised access to the service provided on this platform.

4. NADDC shall not be liable where users intentionally or negligently fail to take reasonable precautions to protect their security, access codes, login details or any device used to access the service on this platform..

5. In no event shall NADDC be liable to users for loss of income, profits, business, opportunity, contracts or any indirect, special, incidental or consequential damages arising out of or in connection with this platform

6. NADDC’s liability to users or any third party in any circumstance of proven liability, shall not exceed the fees paid to NADDC in respect of the specific transaction that gave rise to the claim or liability.

7. Users agree that if they are in breach or they violate any law or the rights of a third party in connection with the use of this platform, NADDC shall not be responsible for any damage, loss, liability or third-party claim incurred wholly or partly by the breach or violation.

8. Users agree to indemnify and hold NADDC harmless from any claim or demand (including attorneys' fees) made by the user or any third party arising wholly or partly from the violation of any law or the rights of a third party relating to the use of this platform.

9. Users agree that the information and activities supplied on this platform shall not:

• Be false, inaccurate or misleading;
• Be fraudulent or involve the use of substandard or stolen equipment;
• Be related in any way to unauthorized or criminal activities;
• Infringe on any third party's copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy;
• Violate any law, statute, ordinance, contract or regulation (including, but not limited to, those governing financial services, consumer protection, unfair competition, anti discrimination, or false advertising);
• Be defamatory, libellous, unlawfully threatening or unlawfully harassing;
• Contain any viruses, Trojan horses, worms, time bombs, cancel bots, Easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or other personal information; or
• Create liability for NADDC or cause NADDC to lose (in whole or in part) the services provided on this platform.

10. Any user who uses or attempt to use this platform for purposes other than that for which it was created, including but not limited to tampering with, hacking, modifying or corrupting the security or functionality of this platform, such a user’s application will be terminated and the user will be subject to claims for damages and other penalties, including criminal prosecution where applicable.

11.Users of this platform also agree to the following:

• Not to use any robot, spider, other automatic device, or manual process to monitor or copy NADDC’s web pages or the content contained herein without the prior express written permission of NADDC.
• Not to use any device, software or routine to attempt to interfere with the proper working of this platform or any activities conducted herein.
• Not to take any action that imposes an unreasonable or disproportionately large load on NADDC’s infrastructure.

12. Most of the information on this platform is proprietary or is licensed to NADDC. Users shall not copy, reproduce, alter, modify, create derivative works, publicly display or frame any content from our website/platform without the express written permission of NADDC.

13. The user hereby grants NADDC the right to conduct any investigation in any manner NADDC deems fit, on the user’s background and operations, including but not limited to credit background checks, banking relationships and financial history. In addition, the user hereby gives NADDC the consent to disclose the details of any investigation conducted pursuant to this clause, without recourse to the user.

14. The parties may have access to information that is confidential to one another. Each party agrees to maintain the confidentiality of such information and to protect the other party's confidential information by using all reasonable efforts to prevent any unauthorized copying, usage, distribution, installation or transfer of possession of such information.

15. All logos, products, services or other content on this platform are the intellectual property of NADDC and may not be copied, imitated or used, in whole or in part, without the prior written permission of NADDC.

15. In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of NADDC and may not be copied, imitated, or used, in whole or in part, without the prior written permission of NADDC. The use of this platform does not convey title or any interest or rights in NADDC’s intellectual property rights to the user.

16. The user shall not transfer any rights or obligations arising from the use of this platform without the prior written consent of NADDC.

17. Users shall comply with all applicable Nigerian laws and regulations, regarding the use of the services on this platform. If any specific term or condition violates the law, that term alone shall stand severed or amended as far as is necessary to comply with the law.

18. In the event of a dispute arising between the User and NADDC, the Parties shall seek to resolve such dispute amicably between themselves or through a negotiated settlement and in the event of their inability to resolve the dispute as aforesaid, the parties shall explore a mediated settlement with both Parties appointing One (1) Mediator who shall act as a catalyst for resolution.

19. If at any time the Parties are unable to amicably resolve any dispute(s) through negotiated settlement or mediation, either party shall refer the matter to be finally settled by arbitration in accordance with the Arbitration and Conciliation Act, Cap A18, Laws of the Federation of Nigeria (LFN) 2004. The arbitration shall take place in Lagos, the Federal Capital Territory, Abuja, Nigeria and shall be conducted in English Language.

20. If the parties fail to agree on the Arbitrator, the Arbitrator shall be appointed by the President of the Chartered Institute of Arbitrators UK (Nigeria Branch). Each Party shall bear its costs save for joint costs which shall be borne jointly.

21. NADDC shall not be in breach of its obligations herein or be responsible for any delay in carrying out its obligations if performance is prevented or delayed wholly or in part as a consequence of force majeure. Force majeure means any circumstance beyond the reasonable control of NADDC including but not limited to acts of war, state or national emergency, strike, rebellion, insurrection, government sanctions, actions of regulatory or supervisory authorities, accident, power failure, internet and communication link failure, fire, earthquake, flood, storm, tornadoes, hurricane, national or global epidemic or pandemic, collapse of buildings, fire, explosion, or any other act of God or any technical failure caused by devices, matters or materials.